Wednesday, April 19, 2017

Pouring fee reduction commitments, jeongjak small merchants 'question mark'



Amid pours a small merchant card fees cut commitments to the [South Korea financial newspapers around the lower cervical News] presidential candidates' livelihood stability "part, jeongjak small merchants out a survey that feel the burden of such a recession, rents, rather than card fees this card fee pledge not this 'rhythm pyopyul commitment' to get a ticket is pointed out. Additional fee cuts in the card industry is resisting, saying not to open.

According to the 19th card industry and politics, current Moon Jae, Ahn Cheolsu, Hong Jun-pyo, BHS, Sim Sang-jung candidate is established within the card merchant fees cut commitments.

Moon Jae candidates to pledge suggesting easing the small merchant card fees from 1.3% to 1.0% of the cuts, preferential fees apply to small merchants based on the annual turnover 300 million won less than 5 million yuan, small merchant criteria in more than 200 million won annual sales below 300 million won my founded.

Hong Jun-pyo also said it would review the candidates 3-500000000 won the merchant fee cuts and cuts annual sales online merchant fees.

Sim Sang-jung candidate insisted that the entire card fee of 1% ceiling on implementation and debit card charges 0% should be cut. Ahn Cheolsu, Ryu candidates respectively hung credit card fee cuts, preferential fee applies to merchant revenue raised in pledges.

The gun presidential candidates naesewooneun card fee reduction commitments are intent Giving ordinary people relieves the difficulties. But the real difficulty was the merchant note that non-card fees.

Credit Finance Association has conducted the "Survey on the operations and sales of small merchants, commissioned a Gallup Korea of ​​500 small merchants target in March one month result, small merchants are struggling to 'recession' to 57.2% most responses were "rent" 15.8%, "the business environment changes, 10.6%, taxes and utility bills, this was followed by 4.2%. The percentage of responses called "merchant fee" was 2.6%.

In particular, small merchants surveyed are in many cases now feel merchant commission is fair.

327 of 500 small merchants merchants were the exact commission merchants and answer 'do not know'. 157 small merchants were aware of the wrong card fee rate of 1.7%.

The commission merchant to merchant 157 misinterpreted a small target to 1.7% after re-examining the descriptions that the merchant fee rate 0.8% satisfaction result, the response rate was more than fair value increased 35.7% points to 43.3% than the former guide.

Card industry official said, small merchants actually feel part of the difficulty is the rent 'said' but this andoeji help at all when the merchant fee cuts will eopeulgeot can do is fundamentally resolve the small merchant main challenges.

Another card industry insider said, 'If you cut the fees credit card companies are losing profit is not only to reduce the existing customer benefit, said "the door to close and talking the same'.

Toro, the industry association and all card industry challenges, but is unlikely to have expressed an opinion.

Small Business Association has recently Moon Jae, Ahn Cheolsu, Sim Sang-jung Presidential candidate target 'small business policy commitments fit' with the survey results, the candidate Moon Jae credit card fees gwanreon cut by more than 30% from the stated policy commitments boyeotdago higher preference than the candidate Ahn Cheolsu. Moon Jae candidate can not rule out the possibility of actively scrambling commitments a reality in terms of a situation where the card merchant fee cuts.

Commissions related to credit card companies strengthen small merchants Collective Bargaining Act is also the proposed conditions.

Democrats are "small card merchant fees negotiated collective bargaining and give small business owners a credit card credit card contractor preferential commission rate applies to professional geumyungeopbeop some legislative amendments that the goddess to be included in the penalties when violations were targeted initiatives in the last 17 days, with gimhaeyoung. During the current Parliament, there is also pending legislation to 10,000 won a taxi than pay fees to the content.



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